Terms and Conditions

# Terms and Conditions

**Effective Date:** [8-20-2025]  
**Last Updated:** [Insert Date]

Welcome to [Your Business Name] ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website, products, and services. By making a purchase or using our services, you agree to these Terms in full.

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## 1. Sales Policy
- **All Sales Are Final.** Once a purchase is made, it is non-refundable, non-exchangeable, and non-returnable without exception.  
- You are responsible for reviewing product or service descriptions, details, and requirements before completing a purchase.  

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## 2. Right to Cancel Services
- We reserve the right to refuse, suspend, or cancel any service, order, or account at our sole discretion and without prior notice.  
- Reasons for cancellation may include but are not limited to: misuse of services, fraudulent activity, payment issues, or violation of these Terms.  
- If cancellation occurs before service delivery, we may, at our discretion, issue a partial or full refund. Once service has commenced or a product is delivered, no refunds will be issued.

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## 3. User Responsibilities
- You agree to provide accurate and up-to-date information when making a purchase.  
- You agree not to misuse or attempt to interfere with the operation of our website, services, or business operations.  

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## 4. Limitation of Liability
- To the maximum extent permissible by law, we shall not be liable for any indirect, incidental, special, or consequential damages that may result from your purchase or use of our products and services.  
- Our total liability for any claim arising out of or relating to these Terms shall not exceed the amount you paid for the specific product or service that gave rise to the claim.  

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## 5. Indemnification
You agree to indemnify and hold harmless [Your Business Name], its owners, employees, contractors, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of our products or services or breach of these Terms.  

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## 6. Governing Law
These Terms are governed by and construed under the laws of the state/province in which [Your Business Name] is registered, without regard to its conflict of law rules.  

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## 7. Modifications to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Updates will be posted on this page and will take effect immediately upon publication.  

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## 8. Contact Us
If you have any questions about these Terms, please contact us at:  
**[Your Business Email]**  
**[Your Business Address or P.O. Box]**  

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✅ This draft clearly states **all sales are final** and that **you can cancel services at your discretion**.  

Do you want me to also draft a **Refund & Cancellation Policy** as a separate document (many businesses keep it separate for clarity and compliance), or do you want it embedded only within these Terms & Conditions?